Title insurance coverage, the majority of frequently, is an insurance policy that is acquired to protect the owner and the property– usually land– from claims versus the ownership of the residential or commercial property. Simply put, title insurance coverage will protect you in case someone declares you do not own property that you do, in fact, own.
Having title insurance coverage is necessary due to the fact that at any time someone might show up at your door declaring to have rights to your property. Considering that property such as land is not something that degrades and simply disappears or finds a new home in a junkyard, there are more than likely people who have actually had some organization with your land property at one time or another.
When you buy your home, you may really be buying land that others have specific rights to. To put it simply, you might not be getting a clear title. If this takes place to you– if somebody claims to have particular rights to your residential or commercial property– a title insurance policy will be your guarantee of your coverage.
1440 E Primrose St.
The Original Choice Escrow was formed in 1988 by Paige Payne and Paige has been closing real estate transactions ever since. She has conducted and closed more real estate transactions than any other title professional in our community. The current Choice Escrow & Land Title, LLC was formed in January of 2008.
Our title plant was established in the early 1990’s and is maintained on a daily basis by downloading data from both the Greene and Christian County Courthouses. Our digital search process is extremely accurate and efficient and is all on site.
Greene County records are also maintained on microfilm which provide backup data if our server ever failed.
Choice Escrow & Land Title, LLC. has a complete staff of 12 with three full time closing agents and one full time mobile closing agent. We provide escrow and real estate closing services, title insurance, 1031 Tax Exchanges and construction disbursement.